Terms of Service

1. Acceptance of Terms

By accessing or using the website and services provided by Bizvora, a LOANSPARK LLC Company ("Bizvora", "we", "us", or "our"), you agree to be bound by these Terms of Service. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any of our services.

2. Scope of Services

Bizvora provides elite digital marketing management (including but not limited to Facebook Ads, Google Ads, TikTok Ads, and SEO) as well as access to business capital and financing solutions. The specific scope, deliverables, and timelines of services provided to you will be explicitly defined in a separate, signed Master Service Agreement (MSA) or Statement of Work (SOW).

3. Financing and Capital Deployment

Any business financing, capital deployment, or lending services facilitated through Bizvora are subject to underwriting, credit approval, and separate financial agreements governed by LOANSPARK LLC. Bizvora does not guarantee the approval of any financing application.

4. Intellectual Property

The Site and its original content, features, and functionality are owned by Bizvora and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. Clients retain full ownership of their pre-existing intellectual property (logos, brand guidelines) provided to us for campaign execution.

5. Payment and Billing

Unless otherwise specified in your MSA, agency retainer fees are billed monthly in advance. Advertising spend (the budget allocated directly to platforms like Google or Meta) is strictly the responsibility of the client and is generally billed directly to the client's payment method by the respective advertising platform.

6. Limitation of Liability

In no event shall Bizvora, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; or (iii) unauthorized access, use or alteration of your transmissions or content.

7. Termination

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Service will immediately cease. Client termination requirements are outlined in your specific MSA (typically requiring 30 days written notice).

8. Governing Law

These Terms shall be governed and construed in accordance with the laws of the Commonwealth of Massachusetts, United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

9. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

10. Contact Us

If you have any questions about these Terms, please contact our legal department at contact@bizvora.net.